Vtiax RedditVTWAX is a combination of the previous two funds. I would then use my taxable account to re-purchase VTIAX. Vanguard Total International Stock Index Fund Admiral Shares ( VTIAX, ER = 0. Meanwhile, we did a poor job in our younger years setting aside retirement funds. VTIAX is a total international stock market fund. VTIAX goes nicely with VSMAX, VIMAX, and VFIAX in a retirement account. Total market index funds give you a simple way of diversifying your. For people who invest directly in individual accounts (including IRAs and rollovers); in joint, brokerage, college savings, or small-business accounts. I currently have around $10k of VTIAX in my tax-advantaged account. I just don't see how it's got any chance at sustained momentum. This fund is not a popular choice with retail investors. For example, if you're retiring in 2065, the fund would be VLXVX, which currently holds 88. Is that dumb and/or potentially bad? retiredjg Posts: 50800. Brokerage assets are held by Vanguard Brokerage Services, a division of Vanguard Marketing Corporation, member FINRA and SIPC. 05% ER) At 60/30/10 weights, the blended expense ratio for this three-fund portfolio would be 0. VTIAX goes nicely with VSMAX, VIMAX, and VFIAX in a retirement account. I understand some of these are essentially the same (e. A few factors make for tiny differences in performance and yield. VTIAX 5-year return is 2. Since VTIAX can be converted by Vanguard in a tax-free transaction to VXUS since they are different share classes of the same fund, I think everyone agrees that selling VTIAX at a loss and buying VXUS near in time (30 days before; 30 days after the date of sale) would be a wash sale. Brokerage assets are held by Vanguard Brokerage Services, a division of Vanguard Marketing Corporation, member FINRA and SIPC. This is what I setup for my wife’s IRA. Schwab investors should use Schwab international index funds, such as Schwab International Index Fund ( SWISX ), which has an expense ratio of 0. 65% vtsax, 25% vtiax, 10% vbtlx. If you have strong feelings that International is worth investing in, but don't have strong feelings about how much international (or know you want market weight), VTWAX is for you. If you go back to the 90s itll favor total us market even more. What are your thoughts on VTIAX? After recent event it's pretty much given back all gains for the year and it seems like it's going to be continually hit in this climate. This is fine for your stock allocation. VFIAX and VOO are both share classes of the Vanguard S&P 500 Index Fund, so their holdings are identical. ago One thing to keep in mind if you go with a mix of VTSAX + VTIAX, then you'll need to rebalance every. Vanguard funds not held in a brokerage account are held by The Vanguard Group, Inc. 05% On that basis, the ETF wins (although let's be honest, it's a pretty slight difference. This gives you a 10% tilt toward real estate, and otherwise close to market cap weight for everything else. 65% vtsax, 25% vtiax, 10% vbtlx. VTWAX is a combination of the previous two funds. Does that mean you're OK with temporarily reducing your international exposure since all of your holdings are in VTIAX? Vote 0 comments Best Add a Comment More posts you may like r/Bogleheads Join • 8 days ago. It's easy to find numbers all over the map, depending on who you ask. The sheer fact that you're already thinking about this at 21 years old suggests to me that you'll be in good shape down the road. Or maybe drop VTIAX to 25% of you want to be a little overweight in US equities. My intention has been to save most of the. VTI has an expense ratio of 0. What are your thoughts on VTIAX? After recent event it's pretty much given back all gains for the year and it seems like it's going to be continually hit in this climate. With a 30-40-year timeframe, you could consider Vanguard's target date funds. It’s also useful as a separate fund in a brokerage account if you’re trying to collect the foreign tax credit. That means you're missing all of the US stock market except those 500 companies. 06% and tracks the MSCI EAFE index. 2 Top 10 Holdings % Portfolio Weight Market Value USD. If you want a market weight split between US and international, get VTWAX instead: 80% VTWAX. Moving taxable VTSAX/VTIAX to IRA accounts? My wife and I have an unusual situation. This stays the same until you're 40, after. I use about 20% of my stock allocation for international stock (VTIAX). Re: Is VTSAX and VBTLX always best choice? Post by grabiner » Mon Sep 07, 2020 9:02 pm. Maybe that translates into a bit more return. , and are not protected by SIPC. Since VTIAX can be converted by Vanguard in a tax-free transaction to VXUS since they are different share classes of the same fund, I think everyone agrees that selling VTIAX at a loss and buying VXUS near in time (30 days before; 30 days after the date of sale) would be a wash sale. Due to a combination of factors (inheritance and receiving a lawsuit settlement) we have about $400K in taxable VTSAX/VTIAX funds. The mathematically optimal answer is separating them out to claim the foreign tax credit, so VTSAX+VTIAX (or VTI+VXUS if you want the ETF equivalents). Opinions appreciated - very frustrated owner of this fund nalor511 Posts: 3882 Joined: Mon Jul 27, 2015 6:00 am. It's also useful as a separate fund in a brokerage account if you're trying to collect the foreign tax credit. But Robinhood, M1, and I think a few other brokers seem to offer those actions for VTI/VXUS ETFs (Vanguard and Fidelity do not). Thought on FSPSX? Seems a little different than VFWAX and VTIAX. Our combined Roth 401K and Roth IRA balances total about $115K. I'd suggest adding VTIAX would be a good compliment to VTSAX. By definition, the Vanguard Tax-Managed Small-Cap Fund (MUTF: VTMSX) is an actively managed fund. Those of you doing VTIAX in taxable and VTI in IRA: Say you need cash from your taxable brokerage and all of your holdings are in VTIAX. The other advantage of separating them out is that you're not locked into global market capitalization. VTIAX goes nicely with VSMAX, VIMAX, and VFIAX in a retirement account. VTTUX (Vanguard Total Universe Admiral) is what I bet all my networth on in the next 35 years. Since VTIAX can be converted by Vanguard in a tax-free transaction to VXUS since they are different share classes of the same fund, I think everyone agrees that selling VTIAX at a loss and buying VXUS near in time (30 days before; 30 days after the date of sale) would be a wash sale. It’s also useful as a separate fund in a brokerage. 65% vtsax, 25% vtiax, 10% vbtlx. What is VTIAX performance? What are VTIAX historical returns? VTIAX has generated the following returns: 1-month return is 4. 90 Prudential Real Assets Fund - $14. It appears that VTIAX has holdings in both as you mentioned. In owning VTWAX, you can brag to your friends that you own over 9,000 stocks in your portfolio. And before you ask, yes I’m 100% positive such fund that covers every company in the Universe will be offered by Vanguard in the near future since Earth shall fall and we will all move to Mars I hope you get my sarcasm lol TheTimeLord Posts: 11190. This thread is archived New comments cannot be posted and votes cannot be cast 0 9 9 comments Best misnamed • 3 yr. Search Reddit posts and comments - see average sentiment, top terms, activity per day and more. 10% VTIAX or forget international, and just use Balanced Index Admiral (VBIAX) Top. More VTIAX Holdings Current Portfolio Date Mar 31, 2023 Equity Holdings 7901 Bond Holdings 0 Other Holdings 117 % Assets in Top 10 Holdings 9. Is that dumb and/or potentially bad? retiredjg Posts:. Now VTIVX (Vanguard target retirement 2045) invests in VTSMX (total domestic stock at 53%) VGTSX (total int stock at 34% allocation), VTBIX (total bond market at 7%) and VTIBX (total int bond at 3%) Thus the allocation for the target date fund VTIVX has the same allocation according to the 3 portfolio boggle head rule. Moving taxable VTSAX/VTIAX to IRA accounts? My wife and I have an unusual situation. This simplicity can be valuable. The two main advantages I see online for investing in VTSAX/VTIAX instead of VTI/VXUS is the ability to buy fractional shares and set up automatic investing. I currently have around $10k of VTIAX in my tax-advantaged account. If in a taxable account, VTWAX doesn't currently qualify for the foreign tax credit (not enough ex-US holdings), which you would qualify for if you held. 20 net In my opinion the better funds to consider using in your 401k are: 1) Dryden S&P 500 Index Fund - $0. The portfolio consists of 6,349 companies from developed as well as emerging markets and companies of all three sizes. Due to a combination of factors (inheritance and receiving a lawsuit settlement) we have about $400K in taxable VTSAX/VTIAX funds. For additional financial information on Vanguard Marketing Corporation, see its Statement of. With that said, and since I already have bought funds in VEMAX (and VTPSX), I was thinking of going VTIAX and VTMGX at a 1:2 (ish) ratio, both to get some (more) exposure to the developed markets and to diversify a little more. Vanguard funds not held in a brokerage account are held by The Vanguard Group, Inc. Those of you doing VTIAX in taxable and VTI in IRA: Say you need cash from your taxable brokerage and all of your holdings are in VTIAX. With a 30-40-year timeframe, you could consider Vanguard's target date funds. It’s a good option if you’re interested in building a simple, lazy portfolio (like a 3 fund portfolio). I just meant that I would transfer that entire amount to VTSAX to have $0 VTIAX in the tax-advantaged account. #1 Best Fidelity total international stock index fund 05-01-2019, 07:51 AM Sorry for simple and possibly obvious question. 10 American Funds EuroPacific Growth Fund Class R-6 (RERGX) - $4. BIGGEST issue with VTSAX is its only us, but according to jack about 50% of revenues are now from. So whats the point of adding international exposure? And some suggest even 40% international exposure. VTIAX has performed differently than your other assets. What is the best (most similar to vanguard total international index) international fund? For 3 fund portfolio. VTWAX is the ultimate in laziness for equities, let the market sort out where you should be. The two main advantages I see online for investing in VTSAX/VTIAX instead of VTI/VXUS is the ability to buy fractional shares and set up automatic investing. These contain a balanced portfolio intended to diversify according to a slow glidepath towards retirement. So is there any reason that I'm missing to not go the ETF route. I just wanted to make sure there were no cons to not having VTIAX at all in the tax-advantaged account. Thought on FSPSX? Seems a little different than VFWAX and VTIAX. Does that mean you're OK with temporarily reducing your international exposure since all of your holdings are in VTIAX? Vote 0 comments Best Add a Comment More posts you may like r/Bogleheads Join • 8 days ago. Look at VGTSX (old version of VTIAX) 20y performance. VTIAX has 5,922 stock holdings and 0 bond holdings. VTWAX is the ultimate in laziness for equities, let the market sort out where you should be. grabiner Advisory Board Posts: 33768 Joined: Wed Feb 21, 2007 4:58 am Location: Columbia, MD. VTTUX (Vanguard Total Universe Admiral) is what I bet all my networth on in the next 35 years. For additional financial information on Vanguard Marketing Corporation, see its Statement of Financial Condition: Audited and Unaudited. If you have strong feelings that International is worth investing in, but don't have strong feelings about how much international (or know you want market weight), VTWAX is for you. Vanguard Total International Stock Index VTIAX Vanguard FTSE All-World ex-US Index VFWAX Fidelity International Index FSPSX Many of the same caveats that apply to foreign-stock ETFs also apply to. Per Morningstar, the 15 year annualized returns for each investment is as follows: VTI: 11. 69%, which is lower than the 5-year return of the benchmark index (FTSE Global All Cap ex US (USA) NR USD), 10. 09% less than the expense ratio of VLXVX (Vanguard Target Retirement 2065 Fund). Those of you doing VTIAX in taxable and VTI in IRA: Say you need cash from your taxable brokerage and all of your holdings are in VTIAX. And International total is correlated with US total. VTIAX is a total international stock market fund. To be fair, it's not a lot of work, but it is work. VTSAX already holds the entire stock market in market cap weighting, so there is no reason to bother with the rest. 60/40 is roughly market cap ratio, but some people seem to prefer underweighting international so 20 or 30% is not uncommon. Why put in extra work when the differences are basically guaranteed to not matter? The FTC is unlikely to be very useful, for most people. 03% versus the Admiral shares expense ratio of 0. For people who invest directly in individual accounts (including IRAs and rollovers); in joint, brokerage, college savings, or small-business accounts. If you were starting from scratch (or if this is an IRA or similar) I would suggest VTSAX instead. It’s likely that your disappointment it coming from a direct comparison to something that has recently performed much better, possibly VTSAX. Last but not least, VXUS is the most diversified ETF of all of those mentioned. I’m currently invested in VTSAX, VTIAX, VOO, VTI, and VT. Vanguard Total International Stock Index Fund Admiral Shares ( VTIAX, ER = 0. Now it sounds like you had certain expectations of the fund itself that have not been met, specifically overall performance. Request a Takedown; My profile; Sign in; Percentage between VTSAX and VTIAX? 1 /r/indexing, 2021-11-19, 07:46:18. The two main advantages I see online for investing in VTSAX/VTIAX instead of VTI/VXUS is the ability to buy fractional shares and set up automatic investing. I overweight the US over international because i believe we will continue to be the place to invest during my lifetime. Vanguard Total International Stock Index Fund Admiral Shares (VTIAX) - $1. The top 10 holdings represent 9. VTWAX is a global stock market fund. VTWAX is the ultimate in laziness for equities, let the market sort out where you should be. VTIAX is a total international stock market fund. Site statistics; Reddit Search; Reports. It is the total world stock market, allowing investors to be globally diversified with the use of one single fund. VTIAX (0. What is VTIAX performance? What are VTIAX historical returns?. For people who invest directly in individual accounts (including IRAs and rollovers); in joint, brokerage, college savings, or small-business accounts. That's a difference of 88 cents for each $1000 invested. I checked VTIAX, the performance is worse than US total. Europe has too high of tax and other regulations that interfere with business. If you are not lazy, VTSAX + VTIAX is technically cheaper and will earn you a FTC but requires more work on your part. VTSAX Overview The Vanguard Total Stock Market Index Fund (VTSAX) is designed to match the entire US stock market, including small-cap, mid-cap, and large-cap equities. With that said, and since I already have bought funds in VEMAX (and VTPSX), I was thinking of going VTIAX and VTMGX at a 1:2 (ish) ratio, both to get some (more) exposure to the developed markets and to diversify a little more. VTIAX has 5,922 stock holdings and 0 bond holdings. VTSAX and VTI are two total market index funds, meaning that they track the overall performance of the U. However, manager Michael Buek’s goal is to track the S&P SmallCap 600 index while avoiding any. The following are VTIAX weaknesses from our perspective: VTIAX net assets are $0. My question is, is it worth to sell most of these funds as they pretty much have the same holdings, or just continue to invest in VTSAX and let everything ride despite the overlap. It appears that VTIAX has holdings in both as you mentioned.